Card features

Low-rate Visa credit card

A true low-rate Visa credit card accepted worldwide. Not just an introductory offer, an ongoing low interest rate on purchases with 45 days interest-free and an annual fee of $48 which is waived if you have a home loan package with First Option.

Interest rate on purchases 10.99% p.a.
Interest rate on cash advances 17.99% p.a.
Annual fee $48.00
Interest free days Up to 45 days on purchases only


Application Fee $0.00

Card Features

Minimum Repayments Percentage 3%
Key Fact Sheet available? yes