Card features

Low Rate Visa Credit Card

Let's face it. Most credit cards are the same. They tempt you with a super low rate, then hike it up after 6 or 12 months. But the First Option Low Rate Credit Card is different. You start LOW. Then stay LOW.

Interest rate on purchases 9.99% p.a.
Interest rate on cash advances 17.99% p.a.
Annual fee $48.00
Interest free days Up to 45 days on purchases only


Application Fee $0.00

Card Features

Minimum Repayments Percentage 3%
Key Fact Sheet available? yes